Choose the plan that's right for you
Every plan includes our unique Identity Score at no extra charge
Basic
$7
.99/mo
save 25% with annual billing
($5.99/mo)
- Identity Score Included
- Credit Monitoring (1-bureau - TransUnion)
- FICO® Score 8 — Refreshed Annually
- Instant credit alerts (1-bureau - TransUnion)
- Dark Web monitoring (SSN & personal info)
- Telecom spoofing protection
- Home Title monitoring
- Civil, criminal & bankruptcy records monitoring
- Motor vehicle registration alerts
- Identity verification monitoring
- Credit Lock (1-bureau - TransUnion)
- U.S.-based fraud remediation support
Standard
$19
.99/mo
save 20% with annual billing
($15.99/mo)
- Identity Score Included
- 3-Bureau Credit Monitoring (Experian, Equifax, TransUnion)
- FICO® Score 8 — Refreshed Quarterly
- 3-Bureau instant credit alerts
- Dark Web monitoring (SSN & personal info)
- SIM Swap Detection
- Telecom spoofing protection
- Home Title monitoring
- Civil, criminal & bankruptcy records monitoring
- Motor vehicle registration alerts
- Identity verification monitoring
- Credit Lock (1-bureau - TransUnion)
- U.S.-based fraud remediation support
Premium
$24
.99/mo
Most PopularUp to $3M Coverage
save 20% with annual billing
($19.99/mo)
- Identity Score Included
- Abel™ - AI Credit & Identity Advisor
- 3-Bureau Credit Monitoring (Experian, Equifax, TransUnion)
- Tri-Bureau FICO® Score 8 — refreshed quarterly
- 3-Bureau instant credit alerts
- Dark Web monitoring (SSN & personal info)
- SIM Swap Detection
- Telecom spoofing protection
- Home Title monitoring
- Civil, criminal & bankruptcy records monitoring
- Motor vehicle registration alerts
- Identity verification monitoring
- Credit Lock (1-bureau - TransUnion)
- Identity Protect Bundle — Up to $3M insurance
- Enhanced U.S.-based fraud remediation
Ultimate
$39
.99/mo
Up to $5M Coverage
save 13% with annual billing
($34.99/mo)
- Identity Score Included
- Abel™ - AI Credit & Identity Advisor
- 3-Bureau Credit Monitoring (Experian, Equifax, TransUnion)
- Tri-Bureau FICO® Score 8 — refreshed quarterly
- 3-Bureau instant credit alerts
- Dark Web monitoring (SSN & personal info)
- SIM Swap Detection
- Social Media Monitoring (3 accounts)
- Telecom spoofing protection
- Home Title, Motor Vehicle & Neighborhood Watch monitoring
- Civil, criminal & bankruptcy records and identity verification monitoring
- Credit Lock (1-bureau - TransUnion)
- Identity Protect Bundle — Up to $5M insurance
- Privacy Protect — quarterly PII data removal
- Subscription Manager — track & manage recurring subscriptions
No subscription
Just need one report? Get Your 3-Bureau Report — $39.99
One-time payment, no subscription. 30 days of access to your report, scores, and Abel™ AI coach.
Feature Comparison
| Feature | Basic | Standard | Premium | Ultimate |
|---|---|---|---|---|
| Identity Score Included | ✓ | ✓ | ✓ | ✓ |
| Credit Monitoring (1-bureau - TransUnion) | ✓ | — | — | — |
| FICO® Score 8 — Refreshed Annually | ✓ | — | — | — |
| Instant credit alerts (1-bureau - TransUnion) | ✓ | — | — | — |
| Dark Web monitoring (SSN & personal info) | ✓ | ✓ | ✓ | ✓ |
| Telecom spoofing protection | ✓ | ✓ | ✓ | ✓ |
| Home Title monitoring | ✓ | ✓ | ✓ | — |
| Civil, criminal & bankruptcy records monitoring | ✓ | ✓ | ✓ | — |
| Motor vehicle registration alerts | ✓ | ✓ | ✓ | — |
| Identity verification monitoring | ✓ | ✓ | ✓ | — |
| Credit Lock (1-bureau - TransUnion) | ✓ | ✓ | ✓ | ✓ |
| U.S.-based fraud remediation support | ✓ | ✓ | — | — |
| 3-Bureau Credit Monitoring (Experian, Equifax, TransUnion) | — | ✓ | ✓ | ✓ |
| FICO® Score 8 — Refreshed Quarterly | — | ✓ | — | — |
| 3-Bureau instant credit alerts | — | ✓ | ✓ | ✓ |
| SIM Swap Detection | — | ✓ | ✓ | ✓ |
| Abel™ - AI Credit & Identity Advisor | — | — | ✓ | ✓ |
| Tri-Bureau FICO® Score 8 — refreshed quarterly | — | — | ✓ | ✓ |
| Identity Protect Bundle — Up to $3M insurance | — | — | ✓ | — |
| Enhanced U.S.-based fraud remediation | — | — | ✓ | — |
| Social Media Monitoring (3 accounts) | — | — | — | ✓ |
| Home Title, Motor Vehicle & Neighborhood Watch monitoring | — | — | — | ✓ |
| Civil, criminal & bankruptcy records and identity verification monitoring | — | — | — | ✓ |
| Identity Protect Bundle — Up to $5M insurance | — | — | — | ✓ |
| Privacy Protect — quarterly PII data removal | — | — | — | ✓ |
| Subscription Manager — track & manage recurring subscriptions | — | — | — | ✓ |
Frequently Asked Questions
Why FICO® Score 8?
FICO® Score 8 is used by 90% of top lenders for lending decisions. We provide the FICO® Score 8 because that's what matters for your financial future.
Can I change my plan anytime?
Yes! You can upgrade or downgrade your plan at any time with no penalties. Changes take effect immediately, and billing adjusts accordingly.
What happens if my identity is stolen?
We provide 24/7 fraud resolution specialists, identity theft insurance coverage, and step-by-step guidance to restore your identity. Higher tier plans include priority support and higher insurance limits.