Complete credit & identity protection for your family
Credit monitoring with your FICO® Score 8, identity theft protection, and fraud alerts. Comprehensive coverage that actually works.
Free apps sell your data.
We protect it.
Real-Time Alerts
Instant alerts when something looks suspicious
We monitor your credit 24/7 and notify you immediately if we detect suspicious activity or changes.
Instant Detection
We catch suspicious activity the moment it happens.
Real Protection
Get alerted so you can take action and protect your identity.
Your Security
We're always watching so you don't have to worry.
credit.ccnowSuspicious Activity Detected
A new hard inquiry was made on your credit file from an unrecognized lender.
Did you know?
Fraud now moves at machine speed. Why let your kids — or anyone you love — become the next victim?
a new identity is compromised
Automated credential attacks and synthetic identity schemes hit a new U.S. victim every few seconds.
lost to consumer fraud each year
Reported losses keep climbing, with imposter and payment scams averaging well over $1,200 per incident.
minors targeted by synthetic fraud
Dormant Social Security numbers are used to build clean credit files that stay hidden for years.
Ultimate Identity Protection.
Receive premier credit monitoring and identity theft insurance for you and your family with Credit.CC's Ultimate plan.
FICO® Score 8
Get the FICO® Score 8 that lenders use, from all three bureaus.
Child Protection
Help protect their identity before they’re old enough to protect it themselves.
Parent Protection
They’ve looked out for you. Now you can look out for them.
Proactive Protection
Dark web monitoring, SIM-swap alerts, and real-time fraud detection. We catch threats before they become problems.
Buying or refinancing a home?
See the mortgage-model FICO® Scores (FICO® Score 2, 4 and 5) lenders review, build your Mortgage Readiness profile, and share it with your loan officer — on your terms.
Mortgage Scores add-on
$49.99 one time
Available to Ultimate members.
- Mortgage-model FICO® Scores from the credit bureaus
- Mortgage Readiness profile and estimates
- Share a read-only Mortgage Snapshot with your advisor
Sharing is always your choice and can be revoked at any time. This is not a loan approval or commitment to lend. Eligibility depends on income, debt, assets, property, loan program and lender underwriting requirements.
Credit.CC vs. the others
See what makes us different from other credit monitoring services
| Feature |  | ChatGPT | Other Services |
|---|---|---|---|
| Identity Monitoring | — | — | |
| FICO® 8 Scores | — | Varies | |
| 3-Bureau Monitoring | — | ||
| SIM-Swap Protection | — | — | |
| Family Plans | — | Limited | |
| Identity Theft Insurance | Up to $5M | — | Up to $1M |
Choose the plan that's right for you
Basic
save 25% with annual billing
($5.99/mo)
- 1-Bureau Credit Monitoring (TransUnion)
- FICO® 8 Score — Refreshed Annually
- Instant credit alerts (1-bureau)
- Dark Web monitoring (SSN & personal info)
- Telecom spoofing protection
- Home Title monitoring
- Civil, criminal & bankruptcy records monitoring
- Motor vehicle registration alerts
- Identity verification monitoring
- U.S.-based fraud remediation support
Standard
save 20% with annual billing
($15.99/mo)
- 3-Bureau Credit Monitoring (Experian, Equifax, TransUnion)
- FICO® 8 Score — Refreshed Quarterly
- 3-Bureau instant credit alerts
- Dark Web monitoring (SSN & personal info)
- SIM Swap Detection
- Telecom spoofing protection
- Home Title monitoring
- Civil, criminal & bankruptcy records monitoring
- Motor vehicle registration alerts
- Identity verification monitoring
- Credit Lock & Freeze (TransUnion)
- U.S.-based fraud remediation support
Premium
save 20% with annual billing
($19.99/mo)
- Abel™ - AI Credit & Identity Advisor
- 3-Bureau Credit Monitoring (Experian, Equifax, TransUnion)
- Tri-Bureau FICO® 8 scores — refreshed quarterly
- Industry-Specific FICO® Scores (Auto, Bankcard, Mortgage)
- 3-Bureau instant credit alerts
- Dark Web monitoring (SSN & personal info)
- SIM Swap Detection
- Telecom spoofing protection
- Home Title monitoring
- Civil, criminal & bankruptcy records monitoring
- Motor vehicle registration alerts
- Identity verification monitoring
- Credit Lock & Freeze (TransUnion)
- Identity Protect Bundle — $3M insurance
- Enhanced U.S.-based fraud remediation
Ultimate
save 13% with annual billing
($34.99/mo)
- Abel™ - AI Credit & Identity Advisor
- 3-Bureau Credit Monitoring (Experian, Equifax, TransUnion)
- Tri-Bureau FICO® 8 scores — refreshed quarterly
- Industry-Specific FICO® Scores (Auto, Bankcard, Mortgage)
- 3-Bureau instant credit alerts
- Dark Web monitoring (SSN & personal info)
- SIM Swap Detection
- Social Media Monitoring (up to 8 profiles)
- Telecom spoofing protection
- Home Title monitoring
- Civil, criminal & bankruptcy records monitoring
- Identity verification monitoring
- Credit Lock & Freeze (TransUnion)
- Identity Protect Bundle — $5M insurance
- Privacy Protect — quarterly PII data removal
No subscription
Just need one report?
Get Your 3-Bureau Report —
One-time payment, no subscription. 30 days of access to your report, scores, and Abel™ AI coach.
Everything you need to stay protected
Identity Theft Protection
Monitor your SSN, addresses, and personal data across databasesDark Web Monitoring
Scan millions of dark web sites for your compromised dataCredit Report Monitoring
3-bureau monitoring with alerts for changes to your creditCredit Lock
Instantly lock and unlock your TransUnion credit fileSIM-Swap Protection
Get alerted if someone tries to hijack your phone numberPrivacy Scan
See where your personal information is exposed onlineStart protecting your family today
Join thousands of families who trust Credit.CC for complete Identity and Credit Protection
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