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    MCA AFFILIATE PROGRAM

    Help Your Merchants Stay Fundable — and Earn Up to $40 Per Signup

    Credit.CC gives MCA lenders, brokers, ISOs, and funding companies a simple way to offer credit and identity protection to merchants while creating a new affiliate revenue stream.

    Built for MCA lenders, brokers, ISOs, and business funding companies.

    Why this matters

    Your Merchants Need More Than Capital

    Business owners rely on their personal credit, identity, phone number, bank accounts, and financial reputation to stay fundable. A credit change, identity theft issue, SIM swap, or suspicious account activity can create problems before their next renewal or funding request. Credit.CC helps merchants monitor key risks so they can stay informed, protected, and better prepared.

    Stay Funding-Ready

    Help merchants monitor issues that may affect future funding conversations.

    Protect Merchant Trust

    Offer a useful service that supports identity and credit awareness.

    Keep Your Brand Connected

    Create a helpful touchpoint after funding and before renewals.

    Partner payouts

    Earn Up to $40 Per Qualified Signup

    As a Credit.CC affiliate partner, your company can earn up to $40 for each qualified merchant signup. There is no lending risk, no collections, no servicing, and no complicated onboarding.

    Up to $40
    per qualified merchant signup
    • Up to $40 per qualified signup
    • Simple referral process
    • Works for lenders, brokers, ISOs, and funders
    • Useful for funded, declined, and renewal merchants
    • No underwriting risk or servicing burden
    The bigger advantage

    The Real Value Is Merchant Retention

    Most funding companies work hard to acquire merchants, fund them, and then hope they return for renewal. Credit.CC gives your team a helpful reason to stay connected after the deal closes. Instead of only reaching out when you want to sell another advance, you can offer a valuable protection tool that helps merchants monitor credit and identity activity.

    "The more protected and informed your merchants are, the easier it is to keep them in your ecosystem."

    MCA workflow

    Where Credit.CC Fits Into Your MCA Workflow

    After merchant is funded
    Offer protection as part of the post-funding follow-up.
    Merchant is declined
    Give them a tool to monitor credit and identity while preparing for future funding.
    Renewal campaign
    Remind merchants to stay funding-ready before their next review.
    Broker follow-up
    Give brokers another reason to contact old leads.
    Customer retention
    Keep your brand connected between advances.
    Merchant benefits

    What Your Merchants Receive

    Credit.CC helps merchants monitor the credit and identity signals that matter in their financial life. Features may vary by plan.

    Credit monitoring
    Identity protection
    Real-time alerts
    SSN monitoring
    Bank account opening / takeover alerts
    SIM swap alerts
    Personal information monitoring
    Social media profile scans
    FICO® Score options (if included)
    Fraud and identity risk alerts
    Merchant fit

    A Simple Add-On Merchants Already Understand

    Merchants may not understand every underwriting rule, but they understand credit, fraud, identity theft, and protecting their business. Credit.CC gives MCA partners a simple, relatable offer that fits naturally into the funding conversation.

    If a merchant is serious about funding, they should be serious about protecting the identity and credit profile that may help make funding possible.

    Sales scripts

    Give Your Reps an Easy Way to Introduce It

    After funding

    "Congratulations on your funding. We also recommend protecting your credit and identity so you stay ready for future opportunities."

    For declined merchants

    "You may not qualify today, but here's a tool that can help you monitor your credit and identity while you work toward future funding."

    For renewals

    "Before your next funding review, make sure you're monitoring your credit and identity."

    Apply to Become a Credit.CC MCA Affiliate

    Tell us about your company and how you plan to promote Credit.CC to merchants.

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    FAQ

    Frequently Asked Questions

    Who is this affiliate program for?+

    MCA lenders, brokers, ISOs, business funding companies, and alternative finance teams that work directly with merchants.

    How much can partners earn?+

    Partners can earn up to $40 per qualified signup, based on program terms.

    Is Credit.CC a lender?+

    No. Credit.CC is not a lender and does not provide funding approvals.

    Does Credit.CC guarantee funding approval or credit improvement?+

    No. Credit.CC does not guarantee funding approval, credit improvement, or fraud prevention. The service is designed to help users monitor credit and identity-related activity and receive alerts based on plan features.

    Where does this fit in the sales process?+

    Partners can introduce Credit.CC after funding, during renewal campaigns, after declines, or as part of general merchant education.

    Credit.CC Logo

    Credit.CC is not a lender, credit repair company, or funding approval service. Credit.CC does not guarantee funding approval, credit improvement, or fraud prevention. Services are designed to help users monitor credit and identity-related activity and receive alerts based on plan features. Affiliate payouts are subject to program terms and qualified signup requirements. FICO and 'The score lenders use' are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries.

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